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Business Insurance

BUSINESS INSURANCE is designed for businesses where their location is fixed and contents and stock rarely move away from it.

Business insurance is a package policy which can be made up of 1 or more of the following sections.

  • Property Section – This covers damage to buildings, contents and stock caused by fire, perils and accidental damage.
  • Business Interruption Section – This covers the business income lost as a result of an interruption to / reduction in, the business ability to trade.
  • Theft / Burglary Section – This covers theft of contents and stock.
  • Money Section – This cover theft or loss of money.
  • Glass Section – This covers breakage of glass including windows and signage.
  • Liability Section – This will cover your legal liability to compensate third parties for personal injury and third party property damage caused by an occurrence in connection with your business activities.
  • Employee Dishonesty Section – This covers fraud or dishonesty by your employees.
  • Machinery Breakdown Section – This covers damage to machinery caused by breakdown.
  • Electronic Equipment Section – This covers loss or damage to electronic equipment such as computers and laptops.
  • General property Section – This covers portable property, such as tools which may be used away from the main business premises.
  • Tax Audit Section – This covers costs incurred by your accountant in conducting an audit.

Click to fill in the BUSINESS INSURANCE Proposal Form